AfghanistanPayment System
âAs the National Switch, we are moving towards the digitalization of electronic payments in line with global standards.
âVisit any bank or Electronic Money Institution now and obtain your AF Pay National Card to enjoy its benefits.
âThe Afghanistan Payments System is equipped with new systems, tools, and licenses from the most reputable companies in the region and worldwide. Now is the time for Electronic Money Institutions to practically commence their operations
âAs the National Switch, we provide essential services such as the issuance of AF Pay cards, Automated Teller Machines (ATMs), Point of Sale (POS) machines, mobile applications, and offline banking services (USSD) through banks and Electronic Money Institutions.
In the name of Allah, the Most Compassionate, the Most Merciful
Afghanistan Payments System (APS) is the countryâs national payments switch and a core component of the financial infrastructure, enabling secure, efficient, and reliable electronic payment transactions across the financial sector. Under the oversight of Da Afghanistan Bank (DAB), APS is being strengthened in line with international standards to enhance interoperability among financial institutions and to expand safe digital payment services. Through the integration of financial institutions and government platforms, APS contributes to financial inclusion, transparency, and overall financial stability.
With Respect
Noor Ahmad Agha
Da Afghanistan Bank Governor
In the name of Allah, the Most Compassionate, the Most Merciful
We are committed to establish and strengthen a unified and reliable electronic payment infrastructure and manage all digital transactions in a secure, efficient manner across the country, particularly retail market payments, including QR codeâbased payments and other modern payment instruments. Our objective is to develop a low-cost, inclusive, and internationally compliant electronic payment system, facilitate public access to financial services, and gradually move on toward a cashless society. By connecting banks, financial institutions, and government entities, the National Switch plays a central role in promoting transparency, speed, and trust in the countryâs financial transactions.
we seek the guidance by Almighty Allah for successful implementation of these programs.
Respectfully,
Sayed Abas Rafiq
Director General Afghanistan Payments System(APS)
With a shared digital payments infrastructure
Facilitating the integration of electronic financial institutions
Instant clearing and settlement of transactions to ensure liquidity and trust in the ecosystem.
We have provided a secure platform for your electronic transactions
Operating to Provide E-Commerce Services
We have effective plans and innovations in place for the future.
Why APS?
From domestic cards to mobile banking, APS delivers reliable, modern services that support Afghanistanâs evolving financial sector.
Since its inception, APS has been transforming Afghanistanâs digital financial infrastructure. Here&aps;s a glimpse into our key milestones and progress.
âSince its founding, APS has served as the national electronic payments switch and strives for continuous growth.
APS expanded its services by integrating with various public service platforms, enabling citizens to pay customs taxes, income taxes, and electricity bills electronically. This move significantly improved transparency, efficiency, and convenience in public service payments.
APS expanded its services by integrating with various public service platforms, enabling citizens to pay customs taxes, income taxes, and electricity bills electronically. This move significantly improved transparency, efficiency, and convenience in public service payments.
APS expanded its services by integrating with various public service platforms, enabling citizens to pay customs taxes, income taxes, and electricity bills electronically. This move significantly improved transparency, efficiency, and convenience in public service payments.
Our success is built on strong collaborations. Here's what our partners have to say about working with APS â from secure payment infrastructure to seamless integrations and shared growth.
Manager, DAB
âAPS has revolutionized the way payments are processed. Seamless integration and enhanced security make transactions faster and more reliable for our customers.
Card Print Officer, APS
The AfPay National Card has brought great convenience to everyday life.
Revenue Assurance, APS
âAfghanistanâs future begins here. The dedication of todayâs generation ensures the development of generations to come.
Manager, APS
âWe are committed to building robust system infrastructure. The Afghanistan Payments System now has strong capabilities to advance electronic services.â
Employee, DAB
âElectronic transactions have positively impacted my life, and I am very happy with them.â
Got questions? Weâve answered the most common ones to help you understand how APS works.
If you didnât find what you were looking for in the FAQs, feel free to reach out. Our team is ready to assist you with any additional questions or concerns.
